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U.S. Bank FlexPerks® Travel Rewards Visa® Card

FlexPerks Travel Rewards Visa Signature Credit Card

Enjoy elite travel perks for the adventurous cardholder with a U.S. Bank FlexPerks® Travel Rewards Visa® Credit Card, along with expanded award choices.

  • Get 10,000 bonus FlexPoints after the first $500 in net purchases.1
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees.
  • Earn 1 FlexPoint for every $1 spent2
  • Double FlexPoints on the category you spend the most (gas, groceries or airline travel) and most cell phone expenses.3
  • Earn 3,500 bonus FlexPoints each cardmember year you spend $24,000. Use the FlexPoints to redeem for your $49 annual fee or combine them with other FlexPoints for award travel.
Benefits
The FlexPerks Travel Rewards Visa Card offers many valuable standard benefits:

  • Award travel4 begin at just 20,000 FlexPoints (worth up to $400 in ticket value on over 150 of our airline partners). There are never any blackout dates or redemption fees, and you can even earn frequent flyer miles/points on the airline you fly for your award travel.
  • $25 airline allowance with each award ticket5 means you’ll be reimbursed up to $25 toward incidental airline expenses, such as baggage fees or in-flight food and drinks charged to your card.
  • Earn Triple FlexPoints for charitable donations when you use your FlexPerks Visa card.
  • Rental car deals at National Car Rental®6 include up to 25% off car rentals, a certificate each year for one free day on a three-day weekend car rental, and free Emerald Club Membership that lets you go straight to the Emerald Club Aisle to choose your own car and get going.
  • Pay Your Bills Online with your U.S. Bank Credit Card using our fast, convenient online system, and earn rewards even faster.
  • Travel Insurance is automatic at a minimum of $1,000,000 for you and your family when you purchase tickets with your U.S. Bank FlexPerks Travel Rewards Visa Signature® Credit Card.
Visa Signature Benefits

  • Concierge Service7 handles anything from last-minute gifts to travel planning – 24/7 – so you can get back to doing what you enjoy.
  • Luxury Hotel Collection8 - Enjoy an exclusive set of special perks when staying at select luxury hotels worldwide—including best available rate, room upgrade, $25 food & beverage voucher, and much more. Learn more about the Luxury Hotel Collection.
  • Visa Signature Fine Wine & Food includes complimentary access to OpenTable online reservations, dining offers, plus a selection of special gourmet events catered to your individual taste.
  • Visa Signature Travel offers incredible packages, special offers and upgrades at some of the finest hotels and resorts, plus unique opportunities to discover exciting destinations.
  • Visa Signature Sports enhances your sporting event experiences with VIP packages, presale tickets and much more.
  • Visa Signature Entertainment allows you to have more fun more often with a range of perks including unique venues, preferred seating, two-for-one movies and more.
You choose the rewards that are right for you!
  • Air Travel Awards - The FlexPerks Reward Center offers an easy search and booking process. Affiliated with over 150 airlines, you'll find plenty of flight and carrier options to suit your specific needs.


    Examples
    20,000 FlexPoints = Up to $400 ticket value
    30,000 FlexPoints = Up to $600 ticket value
    40,000 FlexPoints = Up to $800 ticket value
    50,000 FlexPoints = Up to $1,000 ticket value

  • Hotel, Car Rental and Cruise Rewards - Redeem FlexPoints for other travel rewards with leading hotel chains, rental car companies and cruise lines.
  • Merchandise Rewards - Redeem FlexPoints for your choice of hundreds of items ranging from electronics and designer clothing to household goods and unique collector's items from brands like: 

    • Apple®
    • Sony®
    • North Face®
    • Bose®
    • Oakley®
    • Canon®
    •  Dell®
    •  Dyson®
    •  and more
  • Gift Cards - Redeem FlexPoints for gift cards you can keep or give away. Leading retailers offer a variety of clothing, electronics, household goods and more, and include:

    •  Amazon.com®
    •  Best Buy®
    •  Borders® and Waldenbooks®
    •  Charity Choice
    •  Gap
    •  The Home Depot®
    •  Land's End®
    •  L.L. Bean
    •  Macy's
    •  Office Depot®
    •  Pottery Barn®
    •  Saks Fifth Avenue
    •  Sears
    •  Starbucks Coffee
    •  and more
  • Statement Credit to Your Account - Redeem FlexPoints for statement credit. Just select "Cash Back" at the FlexPerks Rewards Center.

How to Apply
It’s easy to apply online and takes less than 10 minutes to complete:

Step 1: Select Joint or Individual Application.
Step 2: Review and accept the Application Terms and Conditions.
Step 3: Complete the online application.
Step 4: Submit your application.

Getting Started
To apply online, you’ll need*:
  • a Social Security Number
  • a Driver's License, State ID or Military ID
  • to be at least 18 years old and a legal U.S. resident

Helpful tips: Our Privacy Policy allows your personal information to be displayed for 15 minutes of inactivity. If you’re interrupted or unable to finish your application, select the “Save and Exit” button and follow the instructions. You can save your application information for up to 30 days and return at your convenience to complete it.

Once you’ve submitted your application, please remain online to receive your final decision and information about product acceptance. You should get a decision within minutes.

 

*Please visit a branch if you do not meet the qualifications.

Choosing a Credit Card
The U.S. Bank FlexPerks Travel Rewards Visa® Card works well for those who use the card regularly and choose not to carry a high balance. FlexPoints can accumulate fast for these customers, and there are many travel and other rewards to choose from in addition to regular benefits for the cardholder.

Not quite sure which card is right for you? Try our Credit Card Recommender. Check the appropriate answers on the short questionnaire to see which choices best fit your lifestyle and credit card needs.

Some factors you might consider:
  • How important is earning rewards to you?
  • Do you want the ability to transfer balances from another credit card to your new FlexPerks Card?
  • Do you typically carry a balance from month-to-month?
  • What sort of rewards are you most interested in?
You can also browse available options in our credit card overview to determine which card works best for your individual needs.
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How to Apply
800-631-8531

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.

  1. One-time 10,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Travel Rewards Visa Signature card and Net Purchases totaling $500 or more post to your account within 90 days from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Travel Rewards and FlexPerks Select Rewards account type. Existing and previous FlexPerks Travel Rewards and FlexPerks Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Travel Rewards Visa Card is subject to terms and conditions of the FlexPerks Travel Rewards Visa Cardmember Agreement, which may be amended from time to time. Applicants for the FlexPerks Travel Rewards Visa Signature Card who only qualify for and receive a FlexPerks Select Rewards Visa Card, earn 5,000 bonus FlexPoints. This offer may not be combined with any other bonus offer. Offer is subject to credit approval. The creditor and issuer of the FlexPerks Travel Rewards Visa Card is U.S. Bank National Association ND, and the Card is available to legal United States residents within the U.S. Bank footprint only.

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  2. U.S. Bank will credit your FlexPerks Travel Rewards Visa Signature Account with FlexPoints as follows. Yearly Award Level: For Net Purchases less than or equal to $120,000, earn one FlexPoint for every $1. If during the calendar year, Net Purchases exceed $120,000, all FlexPoints for the remainder of the calendar year are earned at a rate of one FlexPoint for every $2. Exemption: FlexPerks Travel Rewards Visa Signature AutoPay Cardmembers who select the full payment option on the first available payment date after their statement date. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. We will not award FlexPoints for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you.

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  3. FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchant locations in the following categories: airline, gas or grocery (each, a "Category"). You will earn the additional FlexPoints at a rate of two FlexPoints for every $1 in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. FlexPerks Travel Rewards Visa Signature cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1 in Net Purchases during the current month's billing cycle for any merchant location that classifies itself as having telecommunication services/products. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints.

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  4. You will have the ability to redeem FlexPoints for award travel on more than 150 airlines. FlexPerks Travel Rewards Visa Signature cardmembers may redeem if their accounts are open and in good standing under the terms of their Cardmember Agreement. All FlexPoints redemptions are final. FlexPoints are not transferable, are not redeemable for cash and cannot be used as payment for obligations owed to U.S. Bank or its affiliates. There are no refunds, exchanges, replacements or conversions for currency, credit, other points or rewards for no-shows or unused portions or rewards. Determination and payment of tax liability is the sole responsibility of the cardmember. We reserve the right to verify and adjust FlexPoints at any time before or after posting any redemption. Once you or we close your account for any reason, all accumulated FlexPoints may be forfeited.

    Tickets are subject to the applicable airline rules and restrictions. For Internet reservations, if an airline does not offer e-ticketing or if you request a paper ticket, there will be a minimum shipping fee assessed of $29.95 per transaction. For phone reservations, if paper tickets are requested when e-tickets are available, a minimum $50 per ticket service fee will apply. A minimum $15 shipping/handling fee will apply for all paper tickets.

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  5. FlexPerks Travel Rewards Visa Signature cardmembers may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Travel Rewards Visa Signature card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Travel Rewards Visa Signature card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 877-978-7446 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the cardmember will receive a statement credit within 4 to 6 weeks for the amount of the qualified purchase, up to $25. U.S.  Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.

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  6. Up to 25% discount off each rental. To reserve, book online or call 800-CAR-RENT. Contract ID required at time of reservation. Discount applies to base rate only. Taxes (including GST/VAT), other governmentally authorized or imposed surcharges, license recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as LDW up to US$29.99 per day) are extra. Concession recoupment fees up to 15.5% may be added to the rental rate at some airport locations. Up to 10% may be added to the rental rate if you rent at an off-airport location and exit on our shuttle bus. Renter must meet standard age and driver requirements. Subject to change without notice.

    Free National Car Rental day. Coupon is valid through December 31, 2011. Three-day rental required with a Saturday-night keep. To reserve, book online or call 800-CAR-RENT. Coupon Code and Contract ID required at time of reservation. One coupon per National® rental and void once redeemed. Free day is prorated against basic rate of entire rental period, which does not include taxes (including GST/VAT), governmentally authorized or imposed surcharges, license recoupment/air tax recovery fees, concession fees or optional items. Coupon may not be used on one-way rentals. Renter must meet standard age, driver and credit requirements. Blackout dates may apply. Not valid with any other discounts or promotions. Coupon is subject to availability and good only at participating National locations in the United States and Canada. 24-hour advance reservation required. Offer not valid in the New York Metropolitan area. Offer valid for compact through full-size car.

    The Emerald Club and its services require a signed Master Rental Agreement on file. Emerald Aisle® is available at select locations only. Expedited counter service available at all other locations. © 2009 Vanguard Car Rental USA Inc. All rights reserved. Sign up for a free Emerald Club Membership.

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  7. Some limitations, restrictions and exclusions apply. Visit Visa for more details.

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  8. View Visa Signature Luxury Hotel Terms & Conditions for complete details.

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This card is issued by U.S. Bank National Association ND pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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How to Apply

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800-631-8531

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